General Horse Rules

Welcome to the Horse Rules section. For more information about betting, please also review our general Betting Rules section.

  1. LowVig accepts wagers on Thoroughbred and Harness races from major and minor tracks in the United States and Canada.
  2. LowVig reserves the right to accept or not accept any tracks at management’s discretion.
  3. LowVig offers up-to-post time wagering. In other words all horse wagers can be made until the horses leave the gate. If for any reason the race does not close due to a technical difficulty and you are able to bet after the horses have left the gate, your bet will be voided and your funds returned to your account, win or lose.
  4. Minimum Horse wager is $1
  5. The player is solely responsible for determining both horse and race numbers at the time of selection. Horses are identified by the number on their saddlecloth. Horses are not identified by name.
  6. LowVig does not offer Parlays or If-bets on horse races.
  7. LowVig will do their best to grade all races within 10 minutes of official post time. In the event that more time may be required, LowVig will not be held liable for any alleged losses which may result from delays in our grading process.
  8. LowVig offers full track odds for all Thoroughbred and Harness races available up to max payouts per race – see track limits table.
  9. The Management of LowVig reserves the right to limit, restrict, or deny any player from wagering on any track at anytime.
  1. LowVig offers up to 7% in daily rebates.
  2. Wagers on NYRA tracks will receive a 4% rebate.
  3. The following wager types are NOT eligible for rebates:
    • All wagers that pay $2.20 or less for $2.00
    • Tracks in categories D & E
    • Matchup bets
    • Fixed odds bets
    • Propositional bets
  4. There is no limit to how much a player may earn as well as no minimum volume of wagers that need to be placed.
  5. LowVig reserves the right to discontinue or cancel rebates at their discretion.
  6. No rebates will be awarded on cancelled wagers or wagers that have been refunded due to a scratch.
Coupled Horses

When placing a wager on coupled Horses, your wager will include all horses that are represented by that same saddle number. If part of the entry is scratched and another part of the entry runs then all wagers are deemed as having action, unless the track deems it a non-betting entry. There is no "must go" action as part of your wager. When one of the entry horses runs, all bets and bet types have action, unless the entry is a late gate scratch – then both horses are considered scratched.


All exacta, trifecta, superfecta, quinella, win, place and show bets will be refunded in the event that a horse is scratched. The portion of combos that include said horse will be refunded as well.

Scratches involving multiple race wagers (pick 3s, 4s and 6s) are subject to the host tracks official rules. A horse scratching does not refund these ticket parts automatically. Winning tickets for multiple race wagers are refunded to your account based on the official result decreed by the host track where the race took place. It is customary for said runners to be included with the winning horse if, and only if, the race is won by the post time favorite. In the event that a horse is scratched in a multiple race wager, and it is not in the first leg, the track will give you the post time favorite or the consolation. The decision is left to the host track.

If a horse is a late scratch and the host track pays out consolations, LowVig will also pay the same consolations. If the host track deems a scratch as a full refund, LowVig will also refund any parts of multiple horse combinations accordingly.

Daily Double Wagers

If the runner selected in the first leg of the Daily Double is a scratch, tickets will be refunded automatically.

Daily Double tickets are paid out based on the official result decreed by the host track where the race took place. For example, if a horse is scratched during the second leg of a daily double event and the host track pays a consolation, LowVig will also pay the consolation. If the host track does not pay consolations for whatever reason, LowVig will not pay consolations either.

Please contact [email protected] for a refund in the event that an entry is not calculated correctly.

Multiple Horse and Race Payout Rules

If a winning payout combination is selected by a LowVig player and the same winning combination is not covered at the host track, LowVig will pay 100% of the track pool, less the percentage take out by the host track, up to the MAX payout listed on our track limit table. If the percentage take out of the host track is not available, LowVig will deduct 25% of the pool. If a customer has multiple winning tickets on said wager, the payout will be divided accordingly.